Life insurance
Why did my life insurance premium go up?
Life insurance premiums in NZ usually rise every year. Here's why: stepped premiums, inflation adjustments, insurer repricing and fees, and what you can do about it.
Read the guide Life insuranceHow much life insurance do I need? A plain-English NZ guide
A simple way to work out how much life insurance you need in New Zealand: add up debts, income your family relies on and one-off costs, then subtract what you already have.
Read the guide Life insuranceThinking of switching life insurance? Check these first
Switching life insurance can save money, but it can also cost you cover. What to check before changing insurers in New Zealand: underwriting, exclusions, definitions and timing.
Read the guide KiwiSaverKiwiSaver changes in 2025 and 2026: what they mean for you
The KiwiSaver default contribution rate rose to 3.5% on 1 April 2026 and the government contribution halved in 2025. Here's what changed and what to check.
Read the guide